Jewelry Appraisals - GIA, Gemological Institute of America Trained Certified Gemologist Jeweler

       The Insurance Institute of America recommends having your jewelry appraisal updated every two years.

appraisals
WHAT IS AN APPRAISAL?
An appraisal is a document that describes an item, assesses its relative quality and assigns a value to it. Descriptions usually cover the visible, measurable and analyzable facts about the item (weight, materials, markings). Most appraisals also describe subjective features such as gemstone quality, relative rarity and overall quality of manufacture.

Three most common types of jewelry appraisals:

Insurance jewelry appraisals
A written, detailed description of an item of jewelry adequately describing all characteristics, including weights, grades, and measurements, usual to the item and its component parts, sufficient to determine the actual cash value (replacement cost less depreciation) at time of loss and state a value equal to a price reasonable for consumer replacement in his/her market place at time of appraisal.

Fair market value jewelry appraisals
Reflect an actual selling price between a willing buyer and seller, when neither is compelled by time or need to buy or sell in the item’s most common market. Fair market value must represent the item’s value in its current (used) condition. Fair market value is generally required for charitable donations and estate appraisals. Fair market values may run lower than retail replacement values, because replacement values often reflect the cost to replace a used item with a new equivalent.

Immediate liquidation value jewelry appraisals
Usually reflect low values because of the situations that create their need. Divorce settlements and some types of estate liquidations may require this type of appraisal, depending upon the jurisdiction where the scenario takes place.
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Your appraisal will be professionally prepared to the highest standards.

At FIFTH AVENUE JEWELERS & CO., your appraisal will be performed by our GIA trained Certified Graduate Gemologist (C.G.G.) jeweler. Each piece of jewelry will be weighed, measured, and described in detail.


  • Gemstones will be identified, graded, measured, and their weights calculated
  • Metal content will be determined.
  • Certificates will be done diamonds and for colored stones when appropriate.
  • Your appraisal will have enlarged color photos of the items.
  • Your appraisal will explain the grading systems used.
  • An explanation of the definition of value will be included, along with the instructions for the appropriate use of the appraisal document.
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Here at FIFTH AVENUE JEWELERS & CO. our G.I.A. trained Certified Graduate Gemologist Jeweler can conduct appraisals while you wait.

Please call first to schedule your jewelry appraisal appointment at 760-735-2574

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